Taiwan: Take note when appointing a beneficiary as good intentions bring no benefit

Pension payout.

Depending on whether the insured is alive or deceased

  • Alive: the insured is invariably the beneficiary, and no other can be appointed
  • Deceased: the beneficiary of the deceased is assigned by the contract.

Full term payout (savings insurance, capital repayment insurance).

If none has been appointed, the applicant is the beneficiary; otherwise the beneficiary is assigned based on the contract.

Death with life insurance, cancer insurance and injury insurance cover.

The beneficiary is assigned according to the contract of the deceased.

Lu Hong-yi, First Aviva Telephone: (02) 8758-1169 E-mail:

Zhang Hui-fang, First Aviva Telephone: (02) 8758-1067 E-mail:

First Aviva is an insurance company jointly established by First Financial Holding Co, Ltd.

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Why Malpractice Insurance Is Important For Medical Professionals

If you are one of the many busy medical professionals working today, you owe it to protect yourself from any malpractice. Having medical malpractice insurance will protect you and give you peace of mind if you are involved in any type of lawsuit.

A good example is a friend who was once to be an owner of a major hospital in Agana Memorial hospital located in Agana, Guam.

He and a couple of his co-physicians were in the process of doing a heart surgery. Unfortunately, the patient died while they were in the middle of the actual surgery. They tried their best to save the life of that patient but, it was too late for him to be revived.

The patient was pronounced dead and the family was informed of what happened.

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Button Up Your Look With Formal Shirts

At ‘GQ,’ we always like to say, Keep it simple, and formalwear is a perfect example of this. The clothes should always accentuate the man and not overpower him.

Tuxes, suit jackets, ties and trousers get all of the attention when it comes to formal affair attire, but the dress shirt anchors it all. And if its not working for you, then the rest matters very little.

It’s easy to get intimidated by the bevy of formal button-down collar options.

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Different Types Of Travel Insurance

Today travel insurance is becoming more and more popular among travelers looking to minimize financial risk and worry. You do not have to travel unprotected, however you have to keep in mind that far not all travel insurance policies are for everyone. First of all, you do not want to get the wrong travel insurance and pay more than you have to. Below there is a list of different types of travel insurance policies you can buy.

- Trip interruption or cancellation

You have to know that this type of travel insurance covers you if you have to cancel your trip in the case of the death of a relative, sickness or if your airline or tour company goes out of business.

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The Need For Student Medical Malpractice Insurance

Are you intent on taking up the medical profession by enrolling in one of the most successful medical schools or colleges? Medical malpractice insurance has become a must these days thanks to the growing number of law suits against medical students that inadvertently commit mistakes while attending on patients during their internship. Although there can be no intention in causing any sort of harm or physical discomfort to the patient, a medical student is often put to trouble by the affected patient by way of a law suit that would charge him with inadvertence.

In the U.S., it is mandatory to purchase student medical malpractice insurance before joining a medical college to pursue your medical studies.

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