Department of Financial Regulation in Bigger Governmental Context

Posted by Rose Broinowski · Leave a Comment 

More and more discussion of the proposed Department of Financial Regulation is focusing on the overlap of regulatory authority with the Attorney General’s office, rather than any cost-savings impact it might have on future budgets. I found this article by Jacob Gershman from the Wall Street Journal, Cuomo Reaches for Power, interesting in that it puts this proposed agency into a larger context about the role of the Executive in NY. There isn’t anything new on the DFR here, but I think it is always a good exercise to see any new development in a larger context, in this case, a possible reallocation of power between the Executive and Legislative branches of government.

NHTSA Publishes Model-Specific Guide to Insurance Claims Costs

Posted by Amber Swanton · Leave a Comment 

The National Highway Traffic Safety Administration (NHTSA) has published the latest version of its Comparison of Insurance Costs report, which shows how particular  2008–2010 models’ average collision claims costs measured up compared to the average for all vehicles.

Not surprisingly, it was a Masserati that ended up with the highest average claim cost. The average collision claim for a two-door Maserati Granturismo came in at 326 percent higher than the average for all cars.

At the other end of the spectrum, the Chevrolet Express 3500 cargo series had the lowest average collision claim cost. The

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U.S. Visitors – Plan Early for Summer Vacation

Posted by Imogen Standish · Leave a Comment 

It takes a lot longer than you think to organize a summer vacation. Like many people, every year you wish you’d started earlier. Give yourself an easy ride and start planning for a trip to the U.S. now – you have plenty of time to look at destinations as well as the practicalities of travel medical insurance, flights and foreign currency.

Visitors to the U.S. have a wealth of choice in destinations – do you want a tropical beach, a vibrant city, the beauty of the mountains or an action-packed sports break? Visit the websites of the U.S. states you’re interested in to get the inside deal on accommodation, sights and things to do.

There’s a huge choice in visitor health insurance too – an essential purchase when you’re travelling to the U.S. where the cos

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Four more states consider mandating health insurance coverage for autism therapies amid debate over who should cover treatment costs

Posted by Rose Broinowski · Leave a Comment 

As a complex brain disorder, the cause of autism is not yet known. Despite theories ranging from childhood vaccines to environmental toxins, scientists have yet to pinpoint how or why brains in 1 out of 110 children develop outside the norm. It also isn’t clear why the rate of autism diagnoses appears to be accelerating. The advocacy group Autism Speaks cites government statistics that estimate the prevalence of autism is increasing 10 percent to 17 percent annually.

Early treatment of autism can lead to improved outcomes for those with the disorder. And that’s the sticking point for many parents. Some health insurance companies don’t cover common treatments for autism such as Applied Behavior Analysis (ABA). In re

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Pros and Cons of Home Ownership

Posted by Imogen Standish · Leave a Comment 

Everyone dreams of owning their own home, mainly because most people realize that renting or leasing is just wasting money and if you buy your own house at least your payments are going towards something you own. There are also those that prefer renting, leasing, or even buying a condo because they do not want to be bothered with the time and effort that goes into owning their own home. When you rent, lease, or even buy a condo you have no worries because your landlord or maintenance man will take care of the upkeep of the house both inside and out, when you own a home this is not the case, so you either need to be very handy or have to be willing to pay a lot of money to have things taken care of properly.

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